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Our Process

Successful investing is not easy.  It takes knowledge, strategy, patience and fortitude, especially during a volatile stock market.  Many smart people lose money.  The issue isn’t intelligence.  It is whether you have the time, resources and expertise.  It is about following a disciplined process that removes emotions from your investment decisions.

Eric Sands' investment methodology is based upon a disciplined approach to wealth management. I strive to assist my clients in avoiding emotional reactions that can result from the inevitable ups and downs of economic cycles during their lifetimes. My process creates an investment plan based on each client’s unique financial situation with a focus on pursuing life goals for my clients and their families.

Eric Sands' Wealth Management Investment Process:

Step 1: Establish and Define the Client-Advisor Relationship. I seek to understand what you want to accomplish by working with me. Typically, I work with busy executives, small business owners, dual income families, estate beneficiaries, and pre- and post-retirees who want to utilize my expertise in constructing portfolios in order to free them to focus on work, retirement or spending time with their family and friends.

Step 2: Gather Client Data and Determine Goals and Expectations. I want to learn about your short and long-term financial goals. I seek to understand your tolerance for risk, your stage in life, your experience with different types of investments and your short and long-term goals for your wealth. I gather information related to your financial balance sheet to form a complete picture of the starting point on your financial journey.

Step 3: Analyze and Evaluate the Clients’ Financial Situation. I analyze the current allocation of your wealth among your various accounts (IRA’s, 401k’s, brokerage accounts, etc.) to determine if you are over or underweight specific asset classes. I want to understand if your current portfolio is focused on growth or income, or a combination, and if the investments utilized are appropriate for accomplishing your goals and objectives.

Step 4: Develop and Present the Investment Recommendations and/or Alternatives. Once I fully understand your financial situation, I prepare and present your investment recommendations to you. This is your “blueprint” or “road map” for accomplishing your short and long-term goals and objectives and contains our recommendations based upon your financial situation, goals and risk profile.

Step 5: Implement the Investment Recommendations. After I receive your feedback and approval of your customized plan, I will create your portfolio by investing in a variety of investments. I am always very tax aware when investing your portfolio and will allocate tax inefficient investments to tax sheltered accounts and tax efficient investments to taxable accounts when possible.

Step 6: Monitor the Investment Recommendations. After your portfolio is invested, I will continue to monitor your assets on an ongoing basis and make adjustments as needed to stay on course with your plan. As your financial steward, I am focused on watching over and taking care of your assets, so you can feel confident you are progressing steadily towards both your short and long-term goals.


I encourage you to explore my site and learn more about the services I provide. Should you have any questions or would like more information on my firm, please feel free to call me at 954-721-4767. I look forward to hearing from you!