Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Raise Your Retirement Income Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.