Investing With A Plan
At Sands Financial Services, many of our clients have sought us out for investment management services, while others look to us to help them with their overall wealth management needs. In either case, we take the time to get to know our clients up front.
The time we spend with our clients to understand their personal situation results in customized portfolios and wealth management solutions tailored to the client’s personal needs. As an independent wealth management firm, we take our role as your advisor seriously. We offer no proprietary funds, which means that when it comes to your money, we will always search for the best investment options available to meet your needs.
Investment management is the core of our services. We work on a referral basis and our team has extensive experience managing money in both bull and bear markets. We do not experiment with our clients’ money, and we do not invest based on a hunch. For most of our clients, the focus is capital preservation followed by growth, but each client has different needs and unique circumstances. We analyze all aspects of a client’s current financial situation and desired outcomes prior to constructing a portfolio.
We focus on cost-effective, after-tax results, recognizing that the only performance that matters is the kind a client actually receives. We focus on searching for and utilizing ‘best-in-class’ investment vehicles for every component of the client’s portfolio because we have a client first fiduciary duty.
We do not use proprietary mutual funds because of the conflicts of interest that they create. Sands Financial Services also serves as a fiduciary, a legal standard by which we must employ the highest standard of care when it comes to advising clients on their money.
Sands Financial Services has a commitment to excellence in financial planning and wealth management. With an independent financial advisor, CPAs, money managers and attorneys working together, Sands Financial Services delivers a team of credentialed, educated, experienced, and action-oriented advisors.
We pull all the pieces together to create a customized plan. With a focus on investment management, the Sands Financial Services team addresses all aspects of a plan – from estate planning, tax strategy and risk management to retirement, education and charitable planning.We’re truly personal, building a custom portfolio based on your life and your goals
- We maximize diversification using all available liquid asset classes
ESTATE PLANNING & ASSET PROTECTION
We are highly experienced in the areas of estate planning and asset protection. Our affiliated law firm is able to provide legal advice, draft trusts and other legal documents, as well as advise on asset protection, business succession planning, and charitable giving. I work closely with the attorneys to ensure the advice is aligned with your overall goals. The combination of experience coupled with our coordinated approach forms an estate plan that fits in with your overall financial plan and goals.
Sands Financial Services is focused on reducing the taxes of our clients wherever possible by:
Making clients aware of legal options available to reduce or eliminate death and estate taxes
Coordinating tax sensitive management of taxable accounts, where appropriate
Working with clients to reduce income taxes
Providing consulting services regarding closely held private stock, concentrated publicly traded stock positions, stock option programs, and employee stock programs
Providing tax advice regarding real estate investments and transactions
Preparing tax returns
*Investment management and financial planning services are offered by Eric Sands through his affiliation with HD Vest.